The latest episode of our Election Update podcast mini-series features insights from David Carter, chief investment officer at Lenox Wealth Management, and Michael Moriarty, chief investment officer at Wealthspire Advisors.

Hear Kristin Bulat moderate a discussion on market volatility, lingering uncertainty and the impact of the upcoming election while David and Michael detail factors affecting the markets, including stimulus spending and federal monetary policy. They also share how market volatility is actually positive for investors, particularly those with financial plans designed to accommodate market fluctuations.

Key takeaways? The markets will be just fine, regardless of the election outcome — and as long as there’s uncertainty, there will be volatility.

In this episode, Chase Cannon and Suzanne Spradley address some confusion on recent HHS announcements extending their emergency declarations.

Chase begins by describing two pandemic-related requirements — one relating to FFCRA/CARES Act COVID-19 testing/diagnosis, and one relating to the deadline extensions for COBRA notices and premium payments, HIPAA special enrollment windows and claims appeals. Chase and Suzanne then describe the differences in the HHS and White House declarations of national emergencies, which drive the effective time periods for the requirements themselves. Suzanne finishes with lightning-round questioning of state developments while Chase describes recent developments in California, Colorado, Pennsylvania, New York and Washington.