Program Underwriters
All Together Now
Totalis Program Underwriters is a scaled and
integrated platform providing specialized expertise
and solutions for niche and underserved areas of the
market. With a growing collection of highly regarded
specialty programs in multiple industries, we’re
leveraging opportunities to enhance and innovate
solutions for today’s most complex risks.
Totalis programs are all built to deliver superior
customer service, disciplined underwriting expertise,
and long-term protability and sustainability for our
valued distribution and carrier partners and insureds.
Dedicated to continually elevating the breadth of
knowledge and depth of experience essential to
driving business growth, Totalis is where industries
turn for solutions.
Auto Services Group
Commercial Surety
Entertainment Risk (ER)
Insurance Specialty Group (ISG)
Healthcare Industry Insurance Services (HIIS)
EMS Medical Directors Insurance
EverGuard Insurance Services
Equity Protection Program (EPP)
Oering a suite of Finance and Insurance (F&I) products such as high-mileage service contract and
warranty programs for automobile dealerships.
Contract and Commercial Surety Bonds for a wide variety of industries and needs, with specic expertise
and an exclusive product for dicult-to-place bonds in challenging non-standard surety, or where
principal has sub-prime credit. No premium threshold, but focused on smaller, transactional bonds.
ER is the market leader for hospitality insurance that focuses exclusively on nightlife and
entertainment. Focusing on bars, taverns, nightclubs, live music venues, and adult entertainment
venues with higher liquor sales.
CGL (primary and excess) and Builders Risk for residential homebuilders in challenging
construction defect (CD) states. Oering project, practice and wrap policies as well as builders
property policies.
Medical malpractice coverage for a wide range of medical professionals and facilities, including urgent
care clinics, occupational medical clinics, individual and group physician practices, anesthesia practices,
allied facilities, healthcare stang rms, medi-spas, aesthetic clinics and more.
EMS Medical Directors General and Professional Liability coverage designed by EMS medical
directors for EMS medical directors to addresses the unique risks and exposures of the profession.
Hospitality program for restaurants, bars and taverns, focusing on establishments with alcohol sales.
Customized package product with industry-specic endorsements and coverage extensions. The
program allows new ventures and various amounts of entertainment and security exposures but
excludes nightclubs and adult entertainment businesses. Active in 40 states.
Our Equity Protection Program (EPP) increases the loan options available to lending institutions by
expanding loan guidelines and parameters for a variety of home equity products in a fully insured
portfolio program. By insuring loans with augmented loan-to-value thresholds, debt-to-income ratios
and credit score ranges, the lender is able to expand their equity loan oerings without additional risk
to the lender. In the event of default, the full balance of the covered loan is payable after approximately
90 days, without incurring an expensive foreclosure, a charge-o or ROA charges. Targeted primarily to
regional banks and credit unions.
Geographical Territory Nationwide
Business Leader Paul Baldwin | paul.baldwin@totalisprograms.com
Lines of Business Commercial Surety
Geographical Territory Nationwide
Business Leader Mike Lapre | mike.lapre@totalisprograms.com
Lines of Business
General Liability, Liquor Liability, Assault and Battery,
Employee Benets, Hired/Non-Owned Auto Liability,
Commercial Property
Geographical Territory Nationwide
Business Leader Tom Boardman | tboardman@entertainmentrisk.com
Lines of Business
Multi-peril Commercial Package Policy, Liquor Liability,
Assault and Battery, Limited Professional Liability (EPLI)
Geographical Territory Nationwide
Business Leader John Mahoney | john.mahoney@everguardins.com
Lines of Business EPP Only
Geographical Territory Nationwide
Business Leader Rick Hughes | rick.hughes@totalisprograms.com
Geographical Territory Nationwide
Business Leader David Wood | david.wood@totalisprograms.com
Geographical Territory Nationwide with no population or eligibility limitations.
Business Leader Tom James | tom.james@totalisprograms.com
Lines of Business CGL (Primary and Excess) and Builders Risk
Geographical Territory Nationwide, Except New York
Business Leader Stephen Harrell | sharrell@isgins.com
Mexpro Auto
Short-term automobile policies, primarily for US citizens and Mexican nationals traveling into
Mexico for business and pleasure trips, where the standard US personal auto policy does not
provide coverage. Auto comprises approximately 95% of the existing portfolio, but coverage is
also available for watercraft, motorcycle, RV, trailer and other related exposures.
Lines of Business
Primarily Private Passenger Auto, Some Miscellaneous
Additional Personal Lines
Geographical Territory Mexico
Business Leader Nate Watson | nate.watson@mexpro.com
Outdoor Insurance Group (OIG)
Pantheon Risk D&O
Quantum Risk Solutions (QRS)
ProTek
Park Shield (PS)
Spotlight Entertainment Insurance
Specialty Program Solutions (SPS)
QuadScore D&O
Pro Financial Services (PFS)
QuadScore (QS)
Specialty products for the outdoor recreation and shooting sports industries, such
as dude and guest ranches, outtters and guides, hunting and shing lodges,
hunting leases, RV parks and campgrounds, and rie/pistol/trap and skeet shooting
facilities, including the sale of rearms. The business is currently produced primarily on a
retail basis.
Pantheon Risk is a specialty Managing General Agency (MGA) focused on providing
comprehensive Directors and Ocers Liability (D&O) insurance solutions for the biotech/life
sciences industries, with solutions currently on an excess basis.
Oering various transportation insurance products to the transportation industry. Programs
include trucking, specialty haulers, and paratransit and the non-emergency medical
transportation and public auto sectors.
Designed specically to meet the needs of the medical device and equipment industry,
including manufacturers, distributors, manufacturer’s reps, servicers/refurbishers and
medical equipment leasing companies. No eligibility for any medical devices that are
implanted, injected or ingested. Also oers a separate physical damage and warranty
product for imaging devices.
Park Shield is an insurance solutions provider for the manufactured housing industry and
RV parks. Oerings include both Property and General Liability, with policies customized
to meet the needs of each individual manufactured housing community. Park owners
vary from individuals operating single parks to private equity owners operating 100+
communities. Target markets include housing communities rather than individual
residences.
Tailored coverage for the complex needs of companies that support promoted,
produced, or staged events in the entertainment industry.
SPS is a program administrator focused on the forestry and construction industry.
Classes of business include logging/lumbering operations and equipment, woodyard
and sawmill equipment, construction contractor equipment, and all other inland
marine products.
QS Professional is focused on providing comprehensive Directors and Ocers Liability (D&O)
insurance solutions to the cannabis industry. With primary and excess capabilities, combined
with the capacity to write in both the US and Canada, QS has the solutions to meet the most
complex cannabis D&O needs.
PFS is a leading underwriter of specialized disability insurance for top talent in sports,
entertainment, business and medicine. PFS develops exible policies that protect the assets
and earnings of people whose futures depend on their continued ability to perform at elite
levels. They underwrite over $5 billion of coverage each year, developing innovative risk
solutions for top talent via exclusive carrier partnerships.
QS is an industry-leading insurance solutions provider focused on the cannabis industry.
With broad product oering, QS oers best-in-class coverage terms, capacity, and
risk management services. Classications include cultivators, distribution, testing,
manufacturers, multi-state and single-state operators and retail or dispensary operators.
Lines of Business
Multi-peril Commercial Package, Commercial Auto,
Professional Liability, Excess Liability
Geographical Territory Nationwide
Business Leader
Dan Beaudette | dan.beaudette@totalisprograms.com
Glenn Sudol | gsudol@oigcorp.com
Lines of Business
Primary ABC, Follow Form Excess, Side “A” Dierence
in Conditions (DIC)
Geographical Territory Nationwide
Business Leader Brian Jones | bjones@pantheonrisk.com
Lines of Business
Auto Liability, General Liability, Garage Keepers,
Motor Truck Cargo, Physical Damage, Hired /
Non-owned, UIM/UM (package available)
Geographical Territory Nationwide
Business Leader Anthony Karlis | akarlis@q-risksolutions.com
Lines of Business
Multi-peril Commercial Package,
Professional Liability, Warranty
Geographical Territory Nationwide
Business Leader Dan Schneider | dan.schneider@protek-insurance.com
Lines of Business
General Liability, Commercial Property, Excess Liability,
Equipment Breakdown, Cyber and EPLI
Geographical Territory Nationwide
Business Leader Drew Hill | dhill@parkshieldins.com
Lines of Business
Inland Marine (Equipment), General Liability,
Property, Business Auto, Umbrella Liability
Geographical Territory Nationwide
Business Leader Alex Baiseri | abaiseri@Spotlightentins.com
Lines of Business Property and Inland Marine
Geographical Territory Nationwide
Business Leader Je Vaughn | jvaughn@spsins.com
Lines of Business
Primary ABC, Follow Form Excess, Side “A” Dierence
in Conditions (DIC)
Geographical Territory Nationwide, Canada
Business Leader Brian Jones | bjones@quadscore.com
Lines of Business Sports and Entertainment
Geographical Territory Nationwide
Business Leader Dan Burns | dburns@pfsins.com
Lines of Business
General Liability, Product Liability, Property,
Motor Truck Cargo, Auto Liability, Hired and
Non-Owned Auto, Assault and Battery, Property,
Business Interruption, Cannabis Stock
Geographical Territory Nationwide
Business Leader Brad Robinette | brobinette@quadscore.com
Totalis Leadership
Tom Gillingham
President, Totalis Program Underwriters
tom.gillingham@totalisprograms.com
303.513.2753
Bill Costello
Vice President
bill.costello@totalisprograms.com
203.565.2814
John Mahoney
Managing Director
john.mahoney@totalisprograms.com
303.887.0822
Michelle Sorrentino
Senior Business Development Manager
michelle.sorrentino@totalisprograms.com
770.280.5579
Tower Construction Risk
Tower Construction Risk is a builder’s risk solution provider for construction owners and
developers. TCR underwrites new construction, renovations (including or excluding
existing buildings), and midterm projects and can consider all construction types.
Lines of Business Commercial Property
Geographical Territory Nationwide
Business Leader George Delatorre | gdelatorre@tcrins.com
Dan Beaudette
Senior Vice President - Underwriting
dan.beaudette@totalisprograms.com
303.408.7322